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7 days ago · by · 0 comments

KNOW THE DIFFERENT TYPES OF BUSINESS INSURANCE

Here are some common business insurance policies and what they cover-

  • GENERAL LIABILITY INSURANCE covers liability lawsuits over third-party injuries, third-party property damage, or advertising injuries like defamation or copyright infringement.
  • BUSINESS OWNER’S POLICY (BOP) combines general liability insurance with commercial property insurance -usually at a lower cost than when purchased separately.
  • WORKERS’ COMPENSATION INSURANCE will pay medical expenses and lost wages for work-related injuries or illnesses. Coverage usually includes employer’s liability insurance that protects against employee lawsuits over negligence.
  • COMMERCIAL AUTO INSURANCE covers medical expenses, property damage, and legal bills if your business vehicle causes an accident.
  • COMMERCIAL PROPERTY INSURACE pays to repair or replace stolen, lost, or damaged business property, including your office or workspace, inventory, equipment and furnishings.
  • BUSINESS INTERRUPTION INSURANCE may be included in a BOP or commercial property policy and covers operating costs if your business is forced to temporarily close due to a storm, fire or other event.
  • PROFESSIONAL LIABILITY INSURANCE also known as Errors and Omissions insurance (E&O), covers lawsuits over work mistakes, oversights and negligence.

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Texas Commercial Liability Services
John Wycoff

615 E Abram St Suite C
Arlington, TX 76010

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insuranceman76002@yahoo.com

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