Listen to the sounds your car is making. Squeaking and grinding noises are an indication it’s time for a check up. Don’t wait too long, act fast; your wallet will thank you. For money-saving tips, take a look at this article: https://www.progressive.com/lifelanes/vehicle-maintenance-checklist-5-money-saving-tips/?utm_source=twitter&utm_medium=social&utm_campaign=pgrsocial&utm_term=0418&utm_content=auto
Did you know 1 in 5 crashes in Texas is caused by distracted driving? TxDOT’s annual Talk, Text, Crash campaign is raising awareness of the dangers associated with using your phone behind the wheel. Learn more at https://www.txdot.gov/inside-txdot/media-center/featured.html
Farewell Mr. Witten… You were an amazing Cowboy!
ESPN: Cowboys’ Witten retiring after 15 seasons for ‘MNF’ | Pro32: Head to Head https://t.co/sWQK3fYyjK
— Texas Commercial Liability Services (@JWInsuranceman) April 27, 2018
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What is Workers Compensation?
Workers Compensation is a type of insurance that provides wage replacement and medical benefits to employees injured while at work. The premium is based on payroll and paid in quarterly payments. By having this coverage, the employee’s right to sue for negligence is relinquished and therefore gives the policy holder peace of mind in case the worst should happen.
What is Equipment Coverage?
There is a misconception that general liability or commercial auto insurance will cover damaged or stolen tools, however a seperate policy is needed in order to keep your tools and equipment safe. The amount of coverage you need is based on the tool/equipment value. If the equipment or tool is worth more than $500, you will need to list the individual item on the policy otherwise, it is a bulk value for all of your hand tools and equipment.
What is an umbrella policy?
An umbrella policy basically covers what your primary insurance does not. If your primary insurance doesn’t have enough coverage to cover something, the umbrella policy will take up the slack.Think of it as an actual umbrella over your other insurances; if it rains you will not get wet. Umbrella policies can go over both personal and commercial policies. Underwriting may sometimes require you to have the maximum insurance coverages on your primary in order to be covered by an umbrella.
For an even better understanding and to make sure you are properly covered, give John Wycoff a call!
Umbrellas can do more than keep you dry! Our umbrella policies provide additional liability coverage above the limits of homeowners, auto, and boat insurance policies.
Everyone here at Texas Commercial Liability Services wants to get you and your assets protected, so give us a call today!
Enjoy our joke of the week!
What do you find on the inside of a clean nose?
Fingerprints! 🤣 pic.twitter.com/G7oRGxZtHL
— Texas Commercial Liability Services (@JWInsuranceman) April 24, 2018
Spring is in the air! Show our workers some love by slowing down, following signage, and avoiding distractions. Keep yourself and workers safe.
Remember to contact us for a insurance quote so you will be prepared if the worst happens. Everyone here at Texas Commercial Liability Services is looking out for you.
Distracted driving is never cool. In honor of National Distracted Driving Awareness Month, remind those you care about to not look at their phone while driving. It is better to be safe than check that text or notification.
Going 55 mph and reading a text is equivalent to driving the length of a football field with your eyes off the road. Keep in mind that it is not just cellular devices that can distract a driver; eating, drinking that morning coffee, doing your makeup, even changing the radio station can cause an accident. It can wait. Be safe out there Texas!
Contact us for free quotes on all of your personal and commercial insurances! Let us see if we can save you some money!
Our Office is open until 3 pm, so give us a call!
A receding hare-line.
Texas Commercial Liability Services
John Wycoff
615 E Abram St Suite C
Arlington, TX 76010
E-mail address:
insuranceman76002@yahoo.com
Available 8:00am - 4:00pm M-F